12+
Years of
Expertise
16+
Insurance Carriers
97%
Client
Satisfaction
Services / Insurance
Insurance & Estate Planning
Masini Financial Group designs life insurance, critical illness, disability, and estate planning solutions for Canadian families, professionals, and business owners, providing clarity and long-term stability.
Insurance & Estate Planning Services
Life Insurance
Term, Whole Life, and Universal Life insurance built to protect your family's financial future. We help you find the right coverage based on your income, your dependents, and your long-term goals, so the people you love stay secure.
Living Benefits
Critical Illness and Disability insurance that protects your income if a health event affects your ability to work. Critical Illness pays a lump sum so you can focus on recovery, while Disability insurance replaces lost earnings.
Corporately Owned Insurance
Corporate-owned Life insurance is more than protection. It lets surplus earnings grow on a tax-advantaged basis, provides liquidity for business continuity and key person needs, and can create Capital Dividend Account (CDA) credits.
We provide a comprehensive range of insurance and estate planning solutions for Canadian families, professionals, and business owners. Every recommendation is built around your circumstances and designed to support your long-term financial goals.
What We Offer
Protected Income Solutions
For investors who value growth and protection, segregated funds offer market participation with maturity and death benefit guarantees, while GIAs deliver predictable returns and principal security similar to a GIC, reducing risk.
Living Benefits
Health & Dental Solutions
Individual and family health and dental plans that help cover everyday medical expenses not included under provincial healthcare. From prescription drugs and dental care to vision, paramedical services, and travel emergency coverage, we help you choose a plan that protects both your health and your budget.
Guaranteed Income Solutions
Annuities convert accumulated assets into guaranteed income for a set period or for life, offering long-term stability. They also support estate and legacy planning through structured payments to beneficiaries and dependants.
Why Clients Trust Masini Financial Group.
More Than a Policy
Strategic Coverage Planning
Strategic risk management built around your long-term goals. From family protection to business continuity, every recommendation reflects your goals and circumstances.
Claims Advocacy
Professional support and guidance when it matters most. We work alongside you through every step of the claims process so nothing falls through the cracks.
Independent Carrier Access
Access to 16+ leading insurance carriers across Canada, ensuring you receive the most competitive and relevant options for your situation.
Long-Term Strategy
Your insurance and estate plan are built with your full financial picture in mind. Every recommendation accounts for your long-term goals across all areas of your financial life.
Our Strategic Process
How It Works
Discovery Call
A focused conversation to define your objectives, understand your current financial landscape, and identify where protection or planning gaps may exist.
Coverage Analysis
A detailed assessment of your insurance and estate planning needs. We review your options across 16+ carriers to find the most competitive and relevant solutions.
Implementation
Once your strategy is in place, we handle the application process, work with carriers, and ensure every detail is set up correctly from the start.
Ongoing Review
Your financial life changes and your strategy should too. We conduct regular reviews to make sure your coverage and estate plan continue to reflect where you are and where you're heading.
