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Group Benefits
Take Care of Your Team. Strengthen Your Business.
Masini Financial Group helps business owners design group health, dental, wellness, and group retirement savings (GRSP) plans that support their employees and their bottom line. From building your first benefits package to improving an existing plan, we provide the guidance to find the right fit for your team and your budget.
Core Benefit Offerings
Group Benefit Plans for Your Team
We provide a comprehensive range of insurance and estate planning solutions for Canadian families, professionals, and business owners. Every recommendation is built around your circumstances and designed to support your long-term financial goals.
Health Insurance
Comprehensive medical plans including prescription drug coverage and vision care, designed to keep your team healthy and give them access to the care they need.
Dental Care
Flexible dental coverage options from preventive care and basic hygiene to major restorative procedures, giving your employees and their families peace of mind.
Health Insurance
Comprehensive medical plans including prescription drug coverage and vision care, designed to keep your team healthy and give them access to the care they need.
Dental Care
Flexible dental coverage options from preventive care and basic hygiene to major restorative procedures, giving your employees and their families peace of mind.
Disability Coverage
Short-term and long-term disability solutions that protect your employees' income if an illness or injury prevents them from working.
Life Insurance
Group life insurance with custom basic and optional term coverage, providing financial security for your employees and their families.
Enhanced benefits, including critical illness insurance, health spending accounts, and employee assistance programs, to round out your benefits package.
Optional Add-ons
Life Insurance
Group life insurance with custom basic and optional term coverage, providing financial security for your employees and their families.
Optional Add-ons
Enhanced benefits, including critical illness insurance, health spending accounts, and employee assistance programs, to round out your benefits package.
Group Retirement Savings Plan
Group RRSP (GRSP) programs that make it easy for employees to save for retirement through payroll contributions, helping you attract and retain top talent.
Each plan is built to reflect your business goals and the unique needs of your employees.
Coverage That Supports Their Whole Life
What Group Benefits Mean for Your Employees
Comprehensive Care
Your employees get direct, timely access to medical, dental, and specialist care, supporting their physical wellness and long-term mental health.
We operate as a team.
Group benefits act as a safety net, helping your employees manage unexpected health expenses so their personal savings stay protected.
Whole-Family Support
Coverage extends to dependents, ensuring your employees' families have access to the health, dental, and wellness benefits they need.
Benefits That Work for Your Business.
Attract and Retain Talent
A competitive benefits package helps you stand out in the job market and gives your team a reason to stay. Group benefits are one of the most effective tools for reducing turnover.
Manage Costs Strategically
We help you structure your plan to control costs without cutting coverage. From carrier negotiations to plan design, every decision is made with your budget in mind.
How Group Benefits Support Growth
Support Employee Wellbeing
When your team has access to health, dental, and wellness coverage, they're healthier, more focused, and more productive. Benefits are an investment in your people.
Build a Stronger Workplace Culture
Group benefits show your employees you're invested in their wellbeing. That builds loyalty, strengthens morale, and creates a team that's committed to growing with you.
A Group Benefits Partner for the Long Term
Take Care of Your Team. Strengthen Your Business.
Aligned to Your Business Goals
Comprehensive medical plans including prescription drug coverage and vision care, designed to keep your team healthy and give them access to the care they need.
We work with a wide network of carriers to find the most competitive coverage and rates, giving you options that a single provider can't match.
Access to 16+ Carriers Across Canada
Long-Term Guidance
Our process focuses on long-term sustainability. We help you navigate renewals, manage costs year over year, and adjust your plan as your team grows.
Empowering Your Workforce Through Strategic Care
How it works
Consultation
We start by understanding your business, your team, and your budget. No commitment, just a focused conversation about what your employees need and what makes sense for your business.
Plan Design
We review options across a wide network of carriers and design a benefits package built for your workforce. Every recommendation is based on your goals, your industry, and your budget.
Implementation
We handle the setup, employee enrollment, and carrier coordination so the transition is smooth for you and your team.
Ongoing Management
Your business changes and your plan should too. We conduct annual reviews, manage renewals, and adjust your benefits strategy as your team grows.
What Our Clients Say
Client Stories
My husband has Crohns. We were referred to Brandon through Brett Fox with Manual Life. Brandon immediately went to work trying to find us a decent rate. He never gave up on us, after months of having many companies come back with really high quotes. We were discouraged but Brandon kept on trying...
Carla Nicol
Frequently asked questions
